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Home About US Mortgage Tips Mortgage Tools Mortgage Terms Mortgage Rates Mortgage Articles How mortgage works Other Links Guestbook	Credit card Get a NEW Credit card with one of those deals that you pay 0% interest for a year to a year and a half. Why? By moving your money around, you can help pay off your 20% and avoid a PMI payment. NOTE: You have to pay this off when the time period is over OR you can get a NEW card. This is NOT recommended if you DON't plan on paying of this credit card in a year OR 2.	Bookmark US! Add us to your Favorites! Links: Pay it off sooner Lower your payment How Mortgage works Mortgage Calculators Save hundreds on your mortgage