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Home About US Mortgage Tips Mortgage Tools Mortgage Terms Mortgage Rates Mortgage Articles How mortgage works Other Links Guestbook	When would you NOT benefit from points When would you NOT benefit from points ? If you decide to have your mortgage for 5-15 years OR refinance early, then it's NOT worth the money you would spend to get the points for your lower interest rate.	Bookmark US! Add us to your Favorites! Links: Pay it off sooner Lower your payment How Mortgage works Mortgage Calculators Save hundreds on your mortgage